Terms of Use

Terms of Use

Effective Date: 01-01-2025

By accessing or using our online banking services, you agree to comply with and be bound by these Terms of Use. Please read them carefully before using our services.

1. Acceptance of Terms

By using our internet banking platform (the “Service”), you agree to be bound by these Terms of Use, as well as any applicable policies and regulations governing the service. If you do not agree to these Terms, please refrain from using our platform.

2. Eligibility

To use the Service, you must:

3. Services Provided

[Bank Name] offers a range of services through its internet banking platform, including but not limited to:

These services may be modified, suspended, or terminated at any time without prior notice.

4. Account Security and User Responsibilities

You are responsible for maintaining the confidentiality of your login credentials (username and password). You agree to notify [Bank Name] immediately if you suspect any unauthorized access to your account.

You are responsible for all activities that occur under your account, whether authorized or not. It is recommended that you use strong passwords and log out after each session to ensure account security.

5. Prohibited Uses

You agree not to:

6. Fees and Charges

The use of some features on our platform may incur fees. These fees will be disclosed to you during the transaction process or in our fee schedule. You agree to pay all applicable fees associated with your use of the internet banking service.

7. Limitation of Liability

[Bank Name] does not guarantee the uninterrupted operation of the Service and shall not be held liable for any loss or damage that arises from:

8. Privacy and Data Protection

Your personal and financial information will be treated in accordance with our Privacy Policy, which outlines how we collect, use, and protect your data. By using our Service, you consent to the collection and use of your information as described in the Privacy Policy.

9. Amendments to Terms

[Bank Name] reserves the right to update or modify these Terms of Use at any time. All changes will be posted on this page, and the effective date will be updated accordingly. Continued use of the Service constitutes your acceptance of any changes to these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Nellore, Andhra Pradesh, India.